Because everyone has something to give.
Have you considered the change you could make in the world for people with an intellectual disability and their families, if you could make just one substantial gift? For many donors, the best way to see your vision accomplished is to make a legacy gift, knowing that your thoughtful generosity will continue to help Inclusion Canada build a more inclusive future for all.
Giving to Inclusion Canada means you truly understand that inclusion—full citizenship and broad participation in every aspect of everyday life— means a better life for people with an intellectual disability, their families, and the rest of our community.
Planning a legacy gift is one of the most effective ways to help Inclusion Canada continue to address barriers to inclusion well into the future. Not only can you help ensure that our efforts in strengthening families, defending rights, and transforming communities have lasting impact, but you can also reduce your taxes, supplement your income, and maximize the benefits to your estate and its beneficiaries.
We are happy to support your gift planning in any way possible and encourage you to consult with your legal or financial advisor about the best giving option for you.
What Can You Give?
Making a legacy gift can be very rewarding. With a little advance planning, you can demonstrate your enduring commitment to the Inclusion Canada Foundation and the many programs and services it helps make possible.
Bequests – The Simplest Way to Give
By naming the Inclusion Canada Foundation as a beneficiary in your Will, you can make a significant gift that might not have been otherwise affordable during your lifetime. A bequest gift will also generate significant tax credits that will help offset the final taxes payable by your estate.
Learn more about bequest gifts here.
Life Insurance – A Flexible, Cost-Effective Way to Give Generously
When you designate the Inclusion Canada Foundation as the owner and beneficiary of a new or existing life insurance policy — on which you continue to pay premiums — you receive a charitable receipt for the fair market value (FMV) of the policy and for all future premiums paid. However, if you choose to name the Inclusion Canada Foundation as a beneficiary only, then the policy proceeds will be paid directly to the Inclusion Canada Foundation upon death and your estate will receive the donation receipt. The generous tax credits that result can then be used by your estate to offset taxes owing on up to 100% of your taxable income.
Appreciated Securities – Tax Preferred Giving
Funding a charitable gift with appreciated securities (publicly listed stocks, mutual fund units, etc.) is often a better option for funding an outright gift than writing a cheque, because the capital gain in a gift of qualifying securities is now completely exempt from taxation.
Have an idea that you don’t see listed here?
Please contact Jason Carr, Executive Director of Community Engagement & Development, at 416-661-9611 ext. 201 or by email at jcarr@inclusioncanada.ca for more information and to discuss your legacy gift options. Determining what gift is right for you is just as important as your decision to make a gift.
Please note that the information above does not constitute legal or professional advice and should not be substituted for appropriate professional counsel. The Inclusion Canada Foundation encourages you to seek qualified, legal and financial advice before deciding on a course of action.
